Bank of America, one of the largest banking institutions across the United States, continues to close many bank locations. The Bank of America has decided and announced that it will close 19 branches across the country in 2025. The decision is based on a nationwide effort to ease the operational side of the bank. So that they can pursue a digital-first mode of customer engagement trend increasingly embraced by the rest of the banking community.
With the increase of mobile or online banking in catering to the day-to-day needs, traditional banks are caring less about the viability of their physical branches. Changes in customer habits, increased digital adoption, and cost-efficiency have led Bank of America to cite as the main reason behind these closures.
Why is Bank of America Closing Branches?
The closing of 19 branches of BOA in 2025 is not an isolated incident. But it is a step towards long-term industry-level moves to limit of physical branch networks in favor of ramping up digital infrastructure. Since 2020, the bank has closed hundreds of branches as customer preferences have rapidly changed.
States Affected by the 2025 Bank of America Closures–
BOA closures 2025 span multiple states, including
Florida
California
Texas
Illinois
Massachusetts
Kentucky
Nevada
South Carolina
Virginia
Washington
California, in particular, is affected, with various closures including San Francisco, Camarillo, Huntington Beach, and San Jose. Other states, such as Illinois and Florida, will also face shuttering branches in different regions like Mundelein, Wellington, and Lake in the Hills.
Here are a few notable locations scheduled for closure–
Grass Valley, CA – 134 South Church Street
San Mateo, CA – 3150 Campus Drive
Charleston, SC – 910 Savannah Highway
Las Vegas, NV – 300 South Fourth Street
Lynnfield, MA – One Post Office Square
Burke, VA – 9280 Old Keene Mill Road
What Does This Mean for Customers?
Should your local Bank of America branch appear on the closure list, you might be wondering what this implies for your daily banking services. To say, the transition is being carefully managed to ensure there are very few disruptions. Some key points:
Nearby Branch Access: Generally, customers can find an alternate Bank of America branch within a reasonable distance.
24/7 Online Banking: Bank of America digital and mobile platforms allow transactions, balance checks, fund transfers, and depositing checks without a branch visit.
ATM Network: A nationwide ATM network remains at customers’ disposal for withdrawing money, depositing checks, and account management.
The Tips of Closing Preparations
There are a few ways to go about smoothing out the transition as a customer:
Find the Nearest Branch or ATM
Find branches and ATMs in your area through the Bank of America Locator, especially if your branch is closing.
Set Up or Review Online Banking
If you do not yet have online banking, you should register. Then, become familiar with the mobile app for paying bills, receiving alerts, and depositing checks.
Discuss Options with a Bank Associate
If you have a safe deposit box or if you require regular in-person services, please discuss how your needs would be met in the aftermath of the closure.
Stay Updated
Stay updated on notices from Bank of America containing exact dates for closure and, if possible, any recommended personal next steps.
Conclusion
The closures with Bank of America are representative of a larger transition going on in the banking sector. Banks like Wells Fargo, PNC, and TD Bank have been shrinking their physical footprints as well.
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